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WARRANTIES & OTHER
PROTECTIONS FOR THE HOME PURCHASER
Federal standards and written warranties
protect buyers of manufactured homes.
Every manufactured home now offered for sale has a small red and
silver seal that certifies that the home has been inspected during
construction and meets federal home construction and safety standards.
These standards were developed to assure a suitable level of
performance in every manufactured home constructed in the U.S. Such
standards, together with the manufacturers' warranties, serve to
protect you -- the home buyer.
INDEX OF
THIS PAGE
-
Federal
Construction and Safety Standards
-
The
Manufacturer's Warranty
-
The
Retailer's Warranty
-
Appliance
Warranties
- FEDERAL
CONSTRUCTION AND SAFETY STANDARDS
Since mid-1976, all manufactured homes have been constructed to meet
the federal building standards adopted and administered by the U.S.
Department of Housing and Urban Development. This national code is
called the National Manufactured Home Construction and Safety
Standards. The code regulates manufactured home design and
construction, strength and durability, fire resistance, and energy
efficiency. It also prescribes the performance standards for the
heating, plumbing, air conditioning, thermal, and electrical systems.
The National Manufactured Housing Construction and
Safety Standards Act also requires that you receive a home owner's
manual when you buy your home. This manual will explain, among other
things, what to do if something goes wrong with your home. Some of the
important subjects covered in the home owner's manual include:
- general maintenance;
- safety (including a fire safety checklist); and
- state agencies involved in enforcing the
federal manufactured home standards.
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- THE
MANUFACTURER'S WARRANTY
Warranties vary among different
manufacturers. Ask to see the warranties on the manufactured homes
that interest you and compare them before you buy. All retailers are
required to have copies of the manufacturers' warranties that are
offered on the homes they sell, and they will make them available to
you if you ask to see them. By reading the warranty before you buy
your home, you can make sure the home you buy is covered by the kind
of warranty protection you want.
When you buy your manufactured home, you will
receive the manufacturer's written warranty from your retailer. The
manufacturer's written warranty usually covers substantial defects in:
- workmanship in the structure;
- factory-installed plumbing, heating, and
electrical systems; and
- factory-installed appliances (these also may be
covered by appliance warranties).
It is important, however, to understand that the
manufacturer's warranty will not provide coverage for problems
resulting from:
- lack of proper installation or maintenance;
- accidents;
- owner's negligence; or
- unauthorized repairs.
Therefore, to make sure that your home's warranty will
be honored, carefully follow the manufacturer's instructions for
installing, maintaining, and repairing your home.
In many cases, the retailer will perform service
under the manufacturer's warranty. However, it is the manufacturer who
has the final responsibility. Be aware that if the retailer must order
parts from the manufacturer to make a warranty repair, shipping and
delivery of those parts may affect the amount of time it takes to get
service.
Before you buy your manufactured home, ask to see
the written warranties offered on the homes the retailer sells.
Manufacturers warranties cover many, but not all,
types of potential problems.
The answers to the following questions should help
you get the kind of warranty protection you want:
- What warranties come with the manufactured
home? You may get warranties from the home manufacturer, the
retailer, the transporter, the installer, and the appliance
manufacturers.
- What exactly does each of these warranties
cover? What do they not cover?
- Do the manufacturer's or retailer's written
warranties on the home cover transportation and installation? If
not, are installation and transportation covered by separate
written warranties?
- How long do the warranties last?
- How do you get warranty service?
- Who will provide service under the warranties?
- Where will the warranty service be performed?
Consider these important questions about warranty
coverage before you decide which home to buy.
Implied warranties are unspoken, unwritten promises
created by state law.
Ask to see all warranties in writing. Make sure you
understand who offers the warranty, who performs the service, and what
is and is not covered before selecting and buying your manufactured
home.
In addition to any written warranty offered by the
manufacturer, you may have certain "implied warranties" when
you buy a manufactured home. An implied warranty is an unspoken,
unwritten promise that a product is fit to be sold and used for its
intended purposes--for example, that a manufactured home is fit to be
sold and lived in. These implied warranties protect you even if no
written warranty is offered by the manufacturer or retailer. Most
states allow sales that exclude implied warranties ("as is"
sales). However, some states do not permit a seller to exclude or
limit implied warranties. Contact your state or local consumer
protection office to ask about implied warranty protections in your
state. When buying a manufactured house, especially a used one, make
sure you know whether it is being sold "as is" -- with no
implied or written warranty.
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- THE
RETAILER'S WARRANTY
A retailer may offer a written warranty
on a home. Written warranties are not alike. But, typically, the
retailer's warranty will tell you:
- the terms of the warranty;
- what you must do to keep the warranty in
effect;
- what you can reasonably expect from the
retailer; and
- that the home has been installed according to
manufacturer specifications and local regulations.
The warranty also will guarantee that the home has a
HUD inspection seal and that optional appliances and equipment have
been properly installed. Remember, ask to see the retailer's warranty
before buying to check on what it does and does not cover.
You should know that a retailer's warranty will not
provide coverage for problems that arise from:
- owner's negligence;
- owner's failure to provide proper notice for
service; and
- unauthorized repairs.
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- APPLIANCE
WARRANTIES
The appliances in your home also will be
covered by warranties. In many cases, these warranties, along with use
and care manuals, are provided by the individual appliance
manufacturers. In addition, some states require that the home
manufacturer's warranty cover the appliances that come with your home.
Read the appliance warranties and note the duration
and terms. In addition, check instructions in the warranty about how
to get service. In most cases, the quickest service can be obtained
from the appliance manufacturer's authorized service centers. Check
the use and care information on the appliance warranties for a list of
such service centers or service agents. However, if warranty service
is not available from the appliance manufacturer or its servicer,
contact your retailer for assistance. The home manufacturer's
warranty, if any, may provide warranty service for your problem.
The retailer may offer a written warranty, but not
everything will be covered.
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